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Mortgage protection insurance – how does it work?

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You pay the insurer a monthly premium and the insurance kicks in to pay a percentage of your mortgage (or the whole lot) if you can’t meet repayments while you’re off work. There are policies on the market that will pay you this benefit through to the age of retirement – alternatively you may choose to.
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KiwiSaver for kids … yes or no?

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The article below was in the New Zealand Herald today and is good common sense ... “KiwiSaver is an excellent way to start your children’s savings habit,” said ANZ Wealth managing director John Body. “It allows you to contribute as little or as much as you want into the account while your child is growing up. “For those.
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How long would you want to wait for surgery?

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Recent research shows that those on waiting lists are waiting an average of 224 days! HFA (Health Funds Association) chief executive Roger Styles said that more public and private surgery was being done over the past decade, but the ageing population meant the need was growing. The research also shows that there are approximately 280,000 people.
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Changes and opportunities for those with UK Pension schemes

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New Zealand tax laws in respect of foreign pension lump sum payments and transfers are changing as the Inland Revenue chases revenue from pension transfers to New Zealand. The main points of these changes are:- 1. Changes potentially affect up to $10 billion in foreign superannuation and are not limited just to UK pension transfers. 2. All.
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Why the butterfly?

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Well for most Kiwis and their children our first introduction to a life cycle is when we study the monarch butterfly at Kindergarten, or get a swan plant from the garden centre.... Life is fluid – we may get married, get divorced, have kids, start work, buy a business, leave work, buy a home, take up.
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Good for a Tui billboard?

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This year I’m going to get fit and sort out my finances? Yeah right!!!! Well we can’t claim to be fitness experts but we can certainly help you review your finances and see how we can improve your situation. Some common errors in financial planning ...
  • No will in place – you work hard to buy a.
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Are You Financially Fit?

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Your ability to get up and go to work each day is easily taken for granted and often undervalued. As a 45 year old with an earning capacity of $60,000 per annum, your earning capacity over the next 20 years is in excess of $1,200,000. We insure our cars, our houses, the goodies we have in.
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