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This same principle applies to investing – start and keep going on a regular basis, and the “end result” will be far more favourable than a panic approaching in your 50s. Have a look at the graphs below – a 30 year old earning $80,000, has a $5,000 balance and contributes 3% of their income. At.
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I know - it does feel a bit like that completing insurance application forms. The whole reason you fill out these forms and go through this process is to protect yourself, your business and the people you love. Recently there was a. Read more
Gave yourself a pat on the back for getting the task done … and never looked at them since? This is commonplace with many of the clients I meet with. Life is so busy, and you feel confident knowing you have policies in place. Life, however, is fluid –.
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          Yesterday I met with 2 young women who had lost their mother recently.  One of the women has her insurances with me and was seeking assistance in dealing with the claims process. Their Mum did not have her insurances with me; as such I asked the girls to.
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If you own your life insurance policy and pass away prematurely, the funds may not go where you want them to. Bear in mind, you will not be around to referee! Many clients own insurance policies on their own lives.. Read more
Many of my clients' wealth is directly linked to their own business.  Did you know that 97% of New Zealand businesses have 20 or fewer employees?  As such the ability of the owner and usually the key person in that business to work hands-on in the business is critical. Asteron Life research.
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    Your home, your business, your earning capacity, your smile …? Often, we meet with clients and they firmly believe that their home is their greatest asset. This is ingrained in our national psyche, and certainly, a mortgage-free home forms a great. Read more
One of the most exciting, daunting and exhausting times in life is the arrival of your first child – closely followed by the arrival of a second or third child! Life has changed forever and you are now responsible for. Read more

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